Credit Authorizer

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

O*NET reports this occupation under titles such as: Commercial Credit Reviewer; Commercial Loan Reviewer; Credit Investigator; Credit Processor; Credit Representative

Tasks

• Keep records of customers' charges and payments.
• Compile and analyze credit information gathered by investigation.
• Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
• Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.

Knowledge

• Customer and Personal Service
• English Language
• Mathematics
• Law and Government
• Administrative
• Economics and Accounting
• Computers and Electronics
• Administration and Management

Skills

• Reading Comprehension
• Active Listening
• Speaking
• Critical Thinking
• Writing
• Monitoring

Abilities

• Oral Comprehension
• Written Comprehension
• Oral Expression
• Problem Sensitivity
• Near Vision
• Deductive Reasoning
• Inductive Reasoning
• Speech Recognition
• Speech Clarity
• Written Expression
• Information Ordering